Apply Now

Do’s and Dont’s

During the Home Financing Process

Do's

  • get fully pre-qualified
  • maintain credit card balances at 30% of credit limit
  • start a savings plan
  • pay all your bills on time
  • keep all your personal documents handy
  • let us know about any life changes
  • be ready to get a homeowner’s insurance policy

Dont's

  • make expensive purchases (cars, furniture, etc.)
  • use your existing credit card on excess
  • apply for any new credit card
  • enter on any deferred payment plan
  • apply for Credit Counseling
  • close any revolving credit account
  • finance or charge any new debt
  • co-sign on any loan
  • get any non-sufficient funds or overdraft fee
  • change jobs, resign, or become self-employed
  • make large undocumented deposits (Cash)
Get Pre-Approved Now

Get started with your Digital Mortgage

Contact Us

© 2025 Home Mortgage Center. All Rights Reserved.