It is very important that you get pre-approved before starting your home buying process.
Here are some of the main reasons why it is convenient to you to get pre-approved:

• Be a step ahead of your competition putting offers on the same property you want to purchase.
• A pre-approval gives you a very good estimate as to how much you could afford to spend on your future home.
• Makes your offer on a property much more valid by having a pre-approval. This is because the lender has actually checked and verified your credit.
• Avoid time-wasting by shopping outside of your budget.
• Shows Seller that no financial problems will be encountered if your offer is accepted.
• Get to closing faster and with a smoother process.